Insurance coverage
Cash or self-pay
For services not covered by insurance - most notably psilocybin services in Oregon and Colorado, plus most IV ketamine - you pay out of pocket. Many clinics offer discounted bundled pricing for a six-session series. A growing number partner with CareCredit or Advance Care for third-party financing.
Coverage at a glance
| Modality | Status |
|---|---|
| Spravato (esketamine) | Covered |
| Ketamine IV infusion | Covered |
| Ketamine IM injection | Covered |
| Ketamine oral/lozenge | Covered |
| Psilocybin (Oregon licensed) | Covered |
| Psilocybin (Colorado licensed) | Covered |
What the plan requires
- Ability to pay at time of service, HSA/FSA, or approved financing.
Practical tips
- Ask if the clinic has income-based sliding scale spots.
- CareCredit 0% promotional periods can make a 6-session series manageable.
- Some clinics will submit an itemized superbill to your insurer for out-of-network reimbursement - worth asking.
Providers accepting Cash / self-pay
Always confirm in-network status with both the clinic and your plan before your first session.
Inner Oracle
Salem, OR
One of Oregon's original licensed psilocybin service centers. Individual 1:1 sessions in a residential-style setting with two facilitators present. Preparation, dosing, and integration are scheduled across three visits.
EPIC Healing Eugene
Eugene, OR
Eugene's first licensed service center. Offers group and individual sessions with sliding-scale pricing for qualifying clients. Known for veteran and first-responder focused programming.
Satya Therapeutics
Ashland, OR
Ashland-based service center with an emphasis on trauma-informed preparation. Two-facilitator model, private suite with outdoor access. Integration sessions included in the base fee.
Bendable Therapy
Bend, OR
Central Oregon service center operating out of a purpose-built wellness campus. Offers day-of Uber reimbursement and on-site overnight suites for out-of-state clients.
Alma Institute
Portland, OR
Portland service center tied to one of Oregon's largest licensed facilitator training programs. Trainees shadow sessions with client consent.
Fractal Soul
Portland, OR
Couples and dyad sessions alongside standard 1:1 programming. Known for LGBTQ+ affirming facilitation and a sliding-scale equity fund.
The Center Origin
Denver, CO
Among Colorado's first nine standard healing centers licensed under SB 23-290. Individual and small-group (max 4) sessions. Therapist, physician, and facilitator team model.
Medicinal Mindfulness
Boulder, CO
Boulder-based community that pre-dates legalization; now operating under a Colorado healing center license. Known for group journey work and an active integration circle.
Adamas Health
Denver, CO
Micro-healing center license - smaller-capacity intimate sessions. Medical director is a practicing psychiatrist; all clients complete a medical screen before dosing.
Nushama
New York, NY
Madison Avenue ketamine clinic with a journey-based, therapeutic model. Six-session protocol includes preparation and integration therapy with licensed clinicians.
MY Self Wellness
Bonita Springs, FL
Southwest Florida ketamine clinic with integrated psychotherapy. Offers group integration circles and a veterans' program at reduced rates.
Explorers Institute
Los Angeles, CA
Mid-Wilshire ketamine-assisted psychotherapy clinic. Anesthesiologist on site for IV infusions, licensed psychologist for integration. Six- and twelve-session packages available.
Palm Beach Ketamine Clinic
West Palm Beach, FL
Physician-led IV ketamine clinic. Board-certified anesthesiologist administers all infusions. Dedicated programs for first responders and healthcare workers.
Reset Ketamine
Palm Springs, CA
Desert-area IV ketamine clinic founded by an emergency physician. Small boutique practice, single practitioner model. 100-minute sessions include rest and integration.
Klarisana
San Antonio, TX
Multi-location ketamine practice (San Antonio, Denver, New Orleans) founded by a military physician. Active Tricare billing for eligible veterans. PTSD is their specialization.
Field Trip Health & Wellness - Seattle
Seattle, WA
Ketamine-assisted psychotherapy with licensed therapist integration. Six-session standard protocol. Part of a public-market network with 10+ US clinics.
Heroic Hearts Atlanta
Atlanta, GA
Atlanta ketamine practice focused on veterans and first responders. Tricare billing available. Scholarship fund covers a portion of sessions for qualifying candidates.
Phoenix Ketamine Treatment
Scottsdale, AZ
Scottsdale IV ketamine clinic. Boutique 4-bay suite. Partners with local therapists for integration sessions post-infusion at a negotiated rate.
Sanare Healing
Minneapolis, MN
Downtown Minneapolis ketamine-assisted psychotherapy. Two-provider model with psychiatrist and licensed therapist for every session. 90-minute protocol.
Helena Healing
Portland, OR
NE Portland service center in a converted Craftsman-era home. Offers a reduced-fee spot each cohort for clients on SNAP, WIC, or Medicaid.
Third Wave Therapeutics
Portland, OR
Downtown Portland service center with a clinical-plus-concierge model. Private 400-square-foot session rooms, professional musician-curated playlists, and extended overnight integration option.