Insurance coverage
Tricare (military + dependents)
Tricare covers Spravato for TRD under prior authorization. IV ketamine is covered in narrow circumstances for treatment-resistant depression or chronic pain at MTF (military treatment facility) or specifically contracted community sites.
Coverage at a glance
| Modality | Status |
|---|---|
| Spravato (esketamine) | Covered |
| Ketamine IV infusion | Sometimes covered |
| Ketamine IM injection | Sometimes covered |
| Ketamine oral/lozenge | Not covered |
| Psilocybin (Oregon licensed) | Not covered |
| Psilocybin (Colorado licensed) | Not covered |
What the plan requires
- Active duty, retiree, dependent or survivor enrollment.
- Tricare prior authorization.
Practical tips
- VA parallel program: VA healthcare increasingly offers both Spravato and IV ketamine at VA medical centers. Tricare is for non-VA care.
- Heroic Hearts Project runs a Tricare-friendly veteran-focused program in Atlanta.
Providers accepting Tricare
Always confirm in-network status with both the clinic and your plan before your first session.
No verified providers currently list Tricare. This can mean the plan is typically self-pay, or that we have not yet surfaced plan acceptance - check back as we expand clinic onboarding.